Zacha, I made this for us — so we can see the road ahead together. Every step, we will figure out together. We've got this.
Right Now
Where We Are
June 2026 · Week 22
- You — with your parents in the Philippines
- Me — working in Singapore
- Baby — 22 weeks and growing
Plan A
1
Prepare
Now → September 2026
- Rent out our Arca South condo
- Renovate the Lancaster house — Mama & Papa are managing it for us
- Rental income: ₱25,000–30,000 per month
You: with parents · Me: Singapore
2
Labor Month
Late September → October 2026
- Move to Lancaster — close to the hospital
- I fly home early October to be with you
- Car options: rent, borrow from Mama & Papa, or buy one
- Our home base for the birth
Both in Lancaster
3
After Baby
After birth
- Rent a house in Las Piñas, near Mama & Papa
- Multiple rooms — space for us, the baby, and a nanny
- With a garage for the car
- Mama & Papa nearby to help day-to-day
- Your parents and sisters can visit anytime — with the dogs too
- Furnish with basics only — we won't be staying long
- Rent: ₱20,000–25,000/month — covered by our Arca income
- Once we leave Lancaster, rent it out too — around ₱12,000–15,000/month
- We stay until baby is ready to travel to Singapore — before 1 year old
Both in Las Piñas · up to ~1 year
4
Together in Singapore
Before Kyrie turns 1
- Our little family, finally under one roof
- Start our new life together in Singapore
- Both properties in the Philippines rented out and earning for us
All three of us in Singapore
Plan B
If Arca Doesn't Rent
Fallback path
- Stay in Lancaster through labor and after birth
- Once we're ready, move into Arca South ourselves
- Rent out Lancaster after we leave — ₱12,000–15,000/month income
- No rent to pay in Arca, plus Lancaster income coming in
We still have income either way — Lancaster works for us even in Plan B.
Finances
How It Works
Plan A · Monthly breakdown
Arca rental income
₱25–30k
Lancaster rental income
₱12–15k
Las Piñas rent
−₱20–25k
Monthly surplus
₱12–20k
Both properties working for us — rent is more than covered.